The NIH Federal Credit Union offers brand new and utilized automobile loans, plus refinance options for a wide selection of automobile kinds.
The NIH Federal Credit Union provides fast and easy automobile financing regardless if you are purchasing or refinancing a motor vehicle, vehicle, or SUV. Our car finance system features:
Same great low rates on brand new, utilized and refinanced autos, presently as little as 1.99% APR 1
Terms as much as 84 months
Funding up to 125per cent Loan-to-value 2
No payments for the very very very first 3 months 3
Exclusive user prices on protection and insurance programs
Save your some time cash with this online vehicle Buying solution
Desire to estimate your re payment? Utilize our car loan calculator
Get pre-approved with BEGIN! 5
Our START (indication Today and Ride Today) system is preferable to a pre-approval that is traditional. Not merely can you have the assurance to be a money customer, you additionally close your loan right during the dealership. Here’s how it really works:
Submit an application for low-rate NIHFCU request and financing your BEGIN Express Draft
Bring your START Draft to your shop and dealer confidently such as a money customer
Close on NIHFCU funding during the dealership. Simply fill out of the BEGIN Draft and allow dealer look after the others
Drive from the lot without unneeded wait
Car Buying Services
Search for your next automobile with your complimentary, no responsibility automobile Buying Service, with unique user prices at convenient dealerships, nationwide.
Automotive loans for International Fellows
Have you been a fellow that is international? Make sure to have a look at our fellows that are popular Program to guide your unique borrowing needs. Discover more
The NIHFCU funds brand new and utilized motorcycles and our system features:
Great rates that are low as little as 5.74% APR 1
Terms up to 84 months
Funding up to 100percent Loan-to-value 2
No re payments for the very first ninety days 3
Exclusive member rates on insurance coverage and security programs
Desire to calculate your re re re payment? Utilize our automobile loan calculator
Refinance to cut back your price and decrease your payment
A lot of people don’t obtain the deal that is best once they first fund their purchase, may it be in the dealer or a bank. That’s where we can be bought in, with exemplary refinance terms that could be in a position to assist quickly recoup cash you need to use for cost cost cost savings or any other requirements. Contact that loan representative today.
All auto refinance that is online
We refinanced my car with NIHFCU as well as provided me with a rate that is great! Really simple process. We entirely did everything online without the need to go right to the branch. I became also able to signal all my papers electronically. Process just took about 5 days!
Allow the NIHFCU protect both you and your car
Force away high priced repairs, even though you fund elsewhere. MRC provides protection at any fix center in america and Canada and even more, including:
Car rental as much as $35/day for 5 times
24-hour crisis roadside help 10
Travel expenses reimbursement, as much as $500 11
Select the MRC plan that’s perfect for your preferences at our Protection Program contact or page us.
Car insurance with unique Prices
NIHFCU people qualify for discounted auto insurance rates from leading providers, through our partner, Trustage ®12
You might save yourself the average of over $500 8
Match a home policy to perhaps conserve more
Get an immediate on line and no force estimate
To get more benefits that are great details see our Insurance page or e mail us.
NIHFCU Loan Guardian
Safeguard your loved ones from the unforeseen and erase your loan financial obligation in case there is
With respect to the situation, Loan Guardian might be able to cancel your staying payments up to the agreement optimum. 6 For complete details, visit our Protection tools web page http://www.https://paydayloansnewjersey.org/.
Assured Resource Protection (GAP)
In the event your car is totaled or taken, your insurance coverage may well not protect adequate to spend down your loan. GAP 7 can really help spend the distinction. GAP protection includes:
Exclusive low prices, simply $395 8 for automobiles and $419 8 for motorcycles
Deductible support for collision claims
Pay upfront or roll into the month-to-month loan re re payments
For complete details, go to our Protection tools contact or page us.
Today contact us
Easiest application for the loan ever!
The mortgage application ended up being an easy and fast process. The employees had been really friendly whenever we called to inquire of questions regarding the mortgage and exactly how to start out paying it back once again. Overall, it has been an experience that is great.